Home Mortgage Disclosure Act (HMDA) Data
This interactive data retrieval system provides access to information for from the Home Mortgage Disclosure Act (HMDA) by neighborhood from 1995 to 2003. HMDA data is updated annually. Use the search box below to interactively access the data.
Federal law requires most lending institutions to report information about applicants for home mortgage loans: the race, income (low, middle, high), and outcome (approvals or denials). The institutions are categorized as conventional lenders or subprime lenders by the U.S. Department of Housing and Urban Development. Subprime lenders are those that make higher-cost loans available to individuals whose credit histories make them higher risk applicants.
HMDA data is reported for each census tract. Because census tracts have varied over time, the Urban Institute and Geolytics have applied mathematical calculations to the data so that each geography is comparable over time. Click here to read notes on neighborhood definitions. Because the data is reported for each census tract, we have used aggregations of census tracts as our data collection areas which approximate each city-defined neighborhood. City-defined neighborhoods are often slightly different from our data collection areas. In conformity with city practice, the residential section of South Meadows is assigned to South End Neighborhoods as defined by the city of Hartford. Click here to see maps of city defined neighborhoods.
For notes and information on each of the data categories, click here.
Additional extended analyses are available in a number of documents prepared for HartfordInfo.org. Click here to see a list.
If you have any questions, need assistance using this data, or would like to see it in another format, please contact us.
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