Mortgage loan applications for all purposes, that is home purchase, home improvement, refinancing, and multifamily dwellings

Mortgage loan originations for all purposes, that is home purchase, home improvement, refinancing, and multifamily dwellings. "Conventional" refers to a loan not insured by a government program, like FHA or VA.

Total dollar amount of mortgage loan originations, that is home purchase, home improvement, refinancing, and multifamily dwellings

Number of owner-occupied home purchase mortgage borrowers

Mortgage loan applications for home purchase

Mortgage loan applications for home improvement

Mortgage loan applications for refinancing

Mortgage loan applications for multifamily dwellings, that is structures with 5 and more family units
HMDA does not report the purpose for multifamily lending, so this indicator includes loans for purchase, improvement, and refinancing of non-condominium buildings with more than 4 units.

Mortgage loan originations for home purchase. "Conventional" refers to a loan not insured by a government program, like FHA or VA.

Mortgage loan originations for home improvement. "Conventional" refers to a loan not insured by a government program, like FHA or VA.

Mortgage loan originations for refinancing. "Conventional" refers to a loan not insured by a government program, like FHA or VA.

Mortgage loan originations for multifamily dwellings. "Conventional" refers to a loan not insured by a government program, like FHA or VA.

Total dollar amount of mortgage loan originations for home purchase

Total dollar amount of mortgage loan originations for home improvement

Total dollar amount of mortgage loan originations for refinancing

Total dollar amount of mortgage loan originations for multifamily dwellings

Number of owner-occupied home purchase mortgages to Asian/Pacific Islander borrowers

Number of owner-occupied home purchase mortgages to Black borrowers

Number of owner-occupied home purchase mortgages to Hispanic borrowers

Number of owner-occupied home purchase mortgage to White borrowers

Number of owner-occupied home purchase mortgages to Native American borrowers

Number of owner-occupied home purchase mortgages to other race borrowers

Number of owner-occupied home purchase mortgages to borrowers whose race is not provided

Number of owner-occupied home purchase mortgage borrowers where race is not applicable, that is either loans to organizations or corporations or loans purchased by the bank

Number of owner-occupied home purchase mortgage to mixed race pair borrowers

Number of owner-occupied home purchase mortgages to borrowers with a race identified

Number of owner-occupied home purchase mortgage loans to borrowers that are low-income
Low-income borrowers include households with 80% or less than the HUD area median family income.

Number of owner-occupied home purchase mortgage loans to borrowers that are middle-income
Middle-income borrowers include households with 80% to 120% of the HUD area median family income.

Number of owner-occupied home purchase mortgage loans to borrowers that are high-income
High-income borrowers include households with 120% or more of the HUD area median family income.

Number of owner-occupied home purchase mortgage borrowers with borrower income specified

Number of conventional home purchase mortgage denials. "Conventional" refers to a loan not insured by a government program, like FHA or VA.

Number of conventional home purchase mortgage applicants. "Conventional" refers to a loan not insured by a government program, like FHA or VA.

Number of conventional mortgage loan originations. "Conventional" refers to a loan not insured by a government program, like FHA or VA.

Number of Asian/PI conventional home purchase mortgage applicants. "Conventional" refers to a loan not insured by a government program, like FHA or VA.

Number of Black conventional home purchase mortgage applicants. "Conventional" refers to a loan not insured by a government program, like FHA or VA.

Number of Hispanic conventional home purchase mortgage applicants. "Conventional" refers to a loan not insured by a government program, like FHA or VA.

Number of White conventional home purchase mortgage applicants. "Conventional" refers to a loan not insured by a government program, like FHA or VA.

Number of Native American conventional home purchase mortgage applicants. "Conventional" refers to a loan not insured by a government program, like FHA or VA.

Number of mixed race pair conventional home purchase mortgage applicants. "Conventional" refers to a loan not insured by a government program, like FHA or VA.

Number of other race conventional home purchase mortgage applicants. "Conventional" refers to a loan not insured by a government program, like FHA or VA.

Number of low-income conventional home purchase mortgage applicants. "Conventional" refers to a loan not insured by a government program, like FHA or VA.
Low-income borrowers include households with 80% or less than the HUD area median family income.

Number of middle-income conventional home purchase mortgage applicants. "Conventional" refers to a loan not insured by a government program, like FHA or VA.
Middle-income borrowers include households with 80% to 120% of the HUD area median family income.

Number of high-income conventional home purchase mortgage applicants. "Conventional" refers to a loan not insured by a government program, like FHA or VA.
High-income borrowers include households with 120% or more of the HUD area median family income.

Number of Asian/PI low-income conventional home purchase mortgage applicants. "Conventional" refers to a loan not insured by a government program, like FHA or VA.
Low-income borrowers include households with 80% or less than the HUD area median family income.

Number of Black low-income conventional home purchase mortgage applicants. "Conventional" refers to a loan not insured by a government program, like FHA or VA.
Low-income borrowers include households with 80% or less than the HUD area median family income.

Number of Hispanic low-income conventional home purchase mortgage applicants. "Conventional" refers to a loan not insured by a government program, like FHA or VA.
Low-income borrowers include households with 80% or less than the HUD area median family income.

Number of White low-income conventional home purchase mortgage applicants. "Conventional" refers to a loan not insured by a government program, like FHA or VA.
Low-income borrowers include households with 80% or less than the HUD area median family income.

Number of Native American low-income conventional home purchase mortgage applicants. "Conventional" refers to a loan not insured by a government program, like FHA or VA.
Low-income borrowers include households with 80% or less than the HUD area median family income.

Number of mixed race pair low-income conventional home purchase mortgage applicants. "Conventional" refers to a loan not insured by a government program, like FHA or VA.
Low-income borrowers include households with 80% or less than the HUD area median family income.

Number of other race low-income conventional home purchase mortgage applicants. "Conventional" refers to a loan not insured by a government program, like FHA or VA.
Low-income borrowers include households with 80% or less than the HUD area median family income.

Number of Asian/PI middle-income conventional home purchase mortgage applicants. "Conventional" refers to a loan not insured by a government program, like FHA or VA.
Middle-income borrowers include households with 80% to 120% of the HUD area median family income.

Number of Black middle-income conventional home purchase mortgage applicants. "Conventional" refers to a loan not insured by a government program, like FHA or VA.
Middle-income borrowers include households with 80% to 120% of the HUD area median family income.

Number of Hispanic middle-income conventional home purchase mortgage applicants. "Conventional" refers to a loan not insured by a government program, like FHA or VA.
Middle-income borrowers include households with 80% to 120% of the HUD area median family income.

Number of White middle-income conventional home purchase mortgage applicants. "Conventional" refers to a loan not insured by a government program, like FHA or VA.
Middle-income borrowers include households with 80% to 120% of the HUD area median family income.

Number of Native American middle-income conventional home purchase mortgage applicants. "Conventional" refers to a loan not insured by a government program, like FHA or VA
Middle-income borrowers include households with 80% to 120% of the HUD area median family income.

Number of mixed race pair middle-income conventional home purchase mortgage applicants. "Conventional" refers to a loan not insured by a government program, like FHA or VA.
Middle-income borrowers include households with 80% to 120% of the HUD area median family income.

Number of other race middle-income conventional home purchase mortgage applicants. "Conventional" refers to a loan not insured by a government program, like FHA or VA.
Middle-income borrowers include households with 80% to 120% of the HUD area median family income.

Number of Asian/PI high-income conventional home purchase mortgage applicants. "Conventional" refers to a loan not insured by a government program, like FHA or VA.
High-income borrowers include households with 120% or more of the HUD area median family income.

Number of Black high-income conventional home purchase mortgage applicants. "Conventional" refers to a loan not insured by a government program, like FHA or VA.
High-income borrowers include households with 120% or more of the HUD area median family income.

Number of Hispanic high-income conventional home purchase mortgage applicants. "Conventional" refers to a loan not insured by a government program, like FHA or VA.
High-income borrowers include households with 120% or more of the HUD area median family income.

Number of White high-income conventional home purchase mortgage applicants. "Conventional" refers to a loan not insured by a government program, like FHA or VA.
High-income borrowers include households with 120% or more of the HUD area median family income.

Number of Native American high-income conventional home purchase mortgage applicants. "Conventional" refers to a loan not insured by a government program, like FHA or VA.
High-income borrowers include households with 120% or more of the HUD area median family income.

Number of mixed race pair high-income conventional home purchase mortgage applicants. "Conventional" refers to a loan not insured by a government program, like FHA or VA.
High-income borrowers include households with 120% or more of the HUD area median family income.

Number of other race high-income conventional home purchase mortgage applicants. "Conventional" refers to a loan not insured by a government program, like FHA or VA.
High-income borrowers include households with 120% or more of the HUD area median family income.

Number of Asian conventional home purchase mortgage applicants that were denied. "Conventional" refers to a loan not insured by a government program, like FHA or VA.

Number of Black conventional home purchase mortgage applicants that were denied. "Conventional" refers to a loan not insured by a government program, like FHA or VA.

Number of Hispanic conventional home purchase mortgage applicants that were denied. "Conventional" refers to a loan not insured by a government program, like FHA or VA.

Number of White conventional home purchase mortgage applicants that were denied. "Conventional" refers to a loan not insured by a government program, like FHA or VA.

Number of Native American conventional home purchase mortgage applicants that were denied. "Conventional" refers to a loan not insured by a government program, like FHA or VA.

Number of mixed race pair conventional home purchase mortgage applicants that were denied. "Conventional" refers to a loan not insured by a government program, like FHA or VA.

Number of other race conventional home purchase mortgage applicants that were denied. "Conventional" refers to a loan not insured by a government program, like FHA or VA.

Number of conventional home purchase mortgage applicants that were denied where race is not provided. "Conventional" refers to a loan not insured by a government program, like FHA or VA.

Number of conventional home purchase mortgage applicants that were denied where race is not applicable. "Conventional" refers to a loan not insured by a government program, like FHA or VA.

Number of low-income conventional home purchase mortgage applicants that were denied. "Conventional" refers to a loan not insured by a government program, like FHA or VA.
Low-income borrowers include households with 80% or less than the HUD area median family income.

Number of middle-income conventional home purchase mortgage applicants that were denied. "Conventional" refers to a loan not insured by a government program, like FHA or VA.
Middle-income borrowers include households with 80% to 120% of the HUD area median family income.

Number of high-income conventional home purchase mortgage applicants that were denied. "Conventional" refers to a loan not insured by a government program, like FHA or VA.
High-income borrowers include households with 120% or more of the HUD area median family income.

Number of Asian/PI low-income conventional home purchase mortgage applicants that were denied. "Conventional" refers to a loan not insured by a government program, like FHA or VA.
Low-income borrowers include households with 80% or less than the HUD area median family income.

Number of Black low-income conventional home purchase mortgage applicants that were denied. "Conventional" refers to a loan not insured by a government program, like FHA or VA.
Low-income borrowers include households with 80% or less than the HUD area median family income.

Number of Hispanic low-income conventional home purchase mortgage applicants that were denied. "Conventional" refers to a loan not insured by a government program, like FHA or VA.
Low-income borrowers include households with 80% or less than the HUD area median family income.

Number of White low-income conventional home purchase mortgage applicants that were denied. "Conventional" refers to a loan not insured by a government program, like FHA or VA.
Low-income borrowers include households with 80% or less than the HUD area median family income.

Number of Native American low-income conventional home purchase mortgage applicants that were denied. "Conventional" refers to a loan not insured by a government program, like FHA or VA.
Low-income borrowers include households with 80% or less than the HUD area median family income.

Number of mixed race pair low-income conventional home purchase mortgage applicants that were denied. "Conventional" refers to a loan not insured by a government program, like FHA or VA.
Low-income borrowers include households with 80% or less than the HUD area median family income.

Number of other race low-income conventional home purchase mortgage applicants that were denied. "Conventional" refers to a loan not insured by a government program, like FHA or VA.
Low-income borrowers include households with 80% or less than the HUD area median family income.

Number of Asian/PI middle-income conventional home purchase mortgage applicants that were denied. "Conventional" refers to a loan not insured by a government program, like FHA or VA.
Middle-income borrowers include households with 80% to 120% of the HUD area median family income.

Number of Black middle-income conventional home purchase mortgage applicants that were denied. "Conventional" refers to a loan not insured by a government program, like FHA or VA.
Middle-income borrowers include households with 80% to 120% of the HUD area median family income.

Number of Hispanic middle-income conventional home purchase mortgage applicants that were denied. "Conventional" refers to a loan not insured by a government program, like FHA or VA.
Middle-income borrowers include households with 80% to 120% of the HUD area median family income.

Number of White middle-income conventional home purchase mortgage applicants that were denied. "Conventional" refers to a loan not insured by a government program, like FHA or VA.
Middle-income borrowers include households with 80% to 120% of the HUD area median family income.

Number of Native American middle-income conventional home purchase mortgage applicants that were denied. "Conventional" refers to a loan not insured by a government program, like FHA or VA.
Middle-income borrowers include households with 80% to 120% of the HUD area median family income.

Number of mixed race pair middle-income conventional home purchase mortgage applicants that were denied. "Conventional" refers to a loan not insured by a government program, like FHA or VA.
Middle-income borrowers include households with 80% to 120% of the HUD area median family income.

Number of other race middle-income conventional home purchase mortgage applicants that were denied. "Conventional" refers to a loan not insured by a government program, like FHA or VA.
Middle-income borrowers include households with 80% to 120% of the HUD area median family income.

Number of Asian/PI high-income conventional home purchase mortgage applicants that were denied. "Conventional" refers to a loan not insured by a government program, like FHA or VA.
High-income borrowers include households with 120% or more of the HUD area median family income.

Number of Black high-income conventional home purchase mortgage applicants that were denied. "Conventional" refers to a loan not insured by a government program, like FHA or VA.
High-income borrowers include households with 120% or more of the HUD area median family income.

Number of Hispanic high-income conventional home purchase mortgage applicants that were denied. "Conventional" refers to a loan not insured by a government program, like FHA or VA.
High-income borrowers include households with 120% or more of the HUD area median family income.

Number of White high-income conventional home purchase mortgage applicants that were denied. "Conventional" refers to a loan not insured by a government program, like FHA or VA.
High-income borrowers include households with 120% or more of the HUD area median family income.

Number of Native American high-income conventional home purchase mortgage applicants that were denied. "Conventional" refers to a loan not insured by a government program, like FHA or VA.
High-income borrowers include households with 120% or more of the HUD area median family income.

Number of mixed race pair high-income conventional home purchase mortgage applicants that were denied. "Conventional" refers to a loan not insured by a government program, like FHA or VA.
High-income borrowers include households with 120% or more of the HUD area median family income.

Number of other race high-income conventional home purchase mortgage applicants that were denied. "Conventional" refers to a loan not insured by a government program, like FHA or VA.
High-income borrowers include households with 120% or more of the HUD area median family income.

Number of conventional mortgage loan originations for home purchase. "Conventional" refers to a loan not insured by a government program, like FHA or VA.

Number of conventional mortgage loan originations for home improvement. "Conventional" refers to a loan not insured by a government program, like FHA or VA.

Number of conventional mortgage loan originations for refinancing. "Conventional" refers to a loan not insured by a government program, like FHA or VA.

Number of conventional mortgage loan originations for multifamily dwellings. "Conventional" refers to a loan not insured by a government program, like FHA or VA.

Number of conventional home purchase mortgage loan originations to Native Americans borrowers. "Conventional" refers to a loan not insured by a government program, like FHA or VA.

Number of conventional home purchase mortgage loan originations to Asian/Pacific Islander borrowers. "Conventional" refers to a loan not insured by a government program, like FHA or VA.

Number of conventional home purchase mortgage loan originations to Black borrowers. "Conventional" refers to a loan not insured by a government program, like FHA or VA.

Number of conventional home purchase mortgage loan originations to Hispanic borrowers. "Conventional" refers to a loan not insured by a government program, like FHA or VA.

Number of conventional home purchase mortgage loan originations to White borrowers. "Conventional" refers to a loan not insured by a government program, like FHA or VA.

Number of conventional home purchase mortgage loan originations to other race borrowers. "Conventional" refers to a loan not insured by a government program, like FHA or VA.

Number of conventional home purchase mortgage loan originations to mixed race pair borrowers. "Conventional" refers to a loan not insured by a government program, like FHA or VA.

Number of conventional refinancing mortgage loan originations to Native Americans borrowers. "Conventional" refers to a loan not insured by a government program, like FHA or VA.

Number of conventional refinancing mortgage loan originations to Asian/Pacific Islander borrowers. "Conventional" refers to a loan not insured by a government program, like FHA or VA.

Number of conventional refinancing mortgage loan originations to Black borrowers. "Conventional" refers to a loan not insured by a government program, like FHA or VA.

Number of conventional refinancing mortgage loan originations to Hispanic borrowers. "Conventional" refers to a loan not insured by a government program, like FHA or VA.

Number of conventional refinancing mortgage loan originations to White borrowers. "Conventional" refers to a loan not insured by a government program, like FHA or VA.

Number of conventional refinancing mortgage loan originations to other race borrowers. "Conventional" refers to a loan not insured by a government program, like FHA or VA.

Number of conventional refinancing mortgage loan originations to mixed race borrowers. "Conventional" refers to a loan not insured by a government program, like FHA or VA.

Number of conventional mortgage loan originations by subprime lenders. "Conventional" refers to a loan not insured by a government program, like FHA or VA.
"Subprime lenders" are those who HUD has identified as specializing in subprime mortgage lending, but they may also do prime lending. While it is not possible to determine from HMDA whether an individual loan is subprime, this indicator can be used to approximate the level of subprime lending.

Number of conventional home purchase mortgage loan originations by subprime lenders. "Conventional" refers to a loan not insured by a government program, like FHA or VA.
"Subprime lenders" are those who HUD has identified as specializing in subprime mortgage lending, but they may also do prime lending. While it is not possible to determine from HMDA whether an individual loan is subprime, this indicator can be used to approximate the level of subprime lending.

Number of conventional home improvement mortgage loan originations by subprime lenders. "Conventional" refers to a loan not insured by a government program, like FHA or VA.
"Subprime lenders" are those who HUD has identified as specializing in subprime mortgage lending, but they may also do prime lending. While it is not possible to determine from HMDA whether an individual loan is subprime, this indicator can be used to approximate the level of subprime lending.

Number of conventional refinancing mortgage loan originations by subprime lenders. "Conventional" refers to a loan not insured by a government program, like FHA or VA.
"Subprime lenders" are those who HUD has identified as specializing in subprime mortgage lending, but they may also do prime lending. While it is not possible to determine from HMDA whether an individual loan is subprime, this indicator can be used to approximate the level of subprime lending.

Number of conventional mortgage loan originations by subprime lenders for multifamily dwellings. "Conventional" refers to a loan not insured by a government program, like FHA or VA.
"Subprime lenders" are those who HUD has identified as specializing in subprime mortgage lending, but they may also do prime lending. While it is not possible to determine from HMDA whether an individual loan is subprime, this indicator can be used to approximate the level of subprime lending.

Number of conventional home purchase mortgage loan originations by subprime lenders to Native Americans borrowers. "Conventional" refers to a loan not insured by a government program, like FHA or VA.
"Subprime lenders" are those who HUD has identified as specializing in subprime mortgage lending, but they may also do prime lending. While it is not possible to determine from HMDA whether an individual loan is subprime, this indicator can be used to approximate the level of subprime lending.

Number of conventional home purchase mortgage loan originations by subprime lenders to Asian/Pacific Islander borrowers. "Conventional" refers to a loan not insured by a government program, like FHA or VA.
"Subprime lenders" are those who HUD has identified as specializing in subprime mortgage lending, but they may also do prime lending. While it is not possible to determine from HMDA whether an individual loan is subprime, this indicator can be used to approximate the level of subprime lending.

Number of conventional home purchase mortgage loan originations by subprime lenders to Black borrowers. "Conventional" refers to a loan not insured by a government program, like FHA or VA.
"Subprime lenders" are those who HUD has identified as specializing in subprime mortgage lending, but they may also do prime lending. While it is not possible to determine from HMDA whether an individual loan is subprime, this indicator can be used to approximate the level of subprime lending.

Number of conventional home purchase mortgage loan originations by subprime lenders to Hispanic borrowers. "Conventional" refers to a loan not insured by a government program, like FHA or VA.
"Subprime lenders" are those who HUD has identified as specializing in subprime mortgage lending, but they may also do prime lending. While it is not possible to determine from HMDA whether an individual loan is subprime, this indicator can be used to approximate the level of subprime lending.

Number of conventional home purchase mortgage loan originations by subprime lenders to White borrowers. "Conventional" refers to a loan not insured by a government program, like FHA or VA.
"Subprime lenders" are those who HUD has identified as specializing in subprime mortgage lending, but they may also do prime lending. While it is not possible to determine from HMDA whether an individual loan is subprime, this indicator can be used to approximate the level of subprime lending.

Number of conventional home purchase mortgage loan originations by subprime lenders to other race borrowers. "Conventional" refers to a loan not insured by a government program, like FHA or VA.
"Subprime lenders" are those who HUD has identified as specializing in subprime mortgage lending, but they may also do prime lending. While it is not possible to determine from HMDA whether an individual loan is subprime, this indicator can be used to approximate the level of subprime lending.

Number of conventional home purchase mortgage loan originations by subprime lenders to mixed race pair borrowers. "Conventional" refers to a loan not insured by a government program, like FHA or VA.
"Subprime lenders" are those who HUD has identified as specializing in subprime mortgage lending, but they may also do prime lending. While it is not possible to determine from HMDA whether an individual loan is subprime, this indicator can be used to approximate the level of subprime lending.

Number of conventional home purchase mortgage loan originations by subprime lenders to borrowers whose race is not provided. "Conventional" refers to a loan not insured by a government program, like FHA or VA.
"Subprime lenders" are those who HUD has identified as specializing in subprime mortgage lending, but they may also do prime lending. While it is not possible to determine from HMDA whether an individual loan is subprime, this indicator can be used to approximate the level of subprime lending.

Number of conventional home purchase mortgage loan originations by subprime lenders to borrowers where race is not applicable. "Conventional" refers to a loan not insured by a government program, like FHA or VA.
"Subprime lenders" are those who HUD has identified as specializing in subprime mortgage lending, but they may also do prime lending. While it is not possible to determine from HMDA whether an individual loan is subprime, this indicator can be used to approximate the level of subprime lending.

Number of conventional refinancing mortgage loan originations by subprime lenders to Native Americans borrowers. "Conventional" refers to a loan not insured by a government program, like FHA or VA.
"Subprime lenders" are those who HUD has identified as specializing in subprime mortgage lending, but they may also do prime lending. While it is not possible to determine from HMDA whether an individual loan is subprime, this indicator can be used to approximate the level of subprime lending.

Number of conventional refinancing mortgage loan originations by subprime lenders to Asian/Pacific Islander borrowers. "Conventional" refers to a loan not insured by a government program, like FHA or VA.
"Subprime lenders" are those who HUD has identified as specializing in subprime mortgage lending, but they may also do prime lending. While it is not possible to determine from HMDA whether an individual loan is subprime, this indicator can be used to approximate the level of subprime lending.

Number of conventional refinancing mortgage loan originations by subprime lenders to Black borrowers. "Conventional" refers to a loan not insured by a government program, like FHA or VA.
"Subprime lenders" are those who HUD has identified as specializing in subprime mortgage lending, but they may also do prime lending. While it is not possible to determine from HMDA whether an individual loan is subprime, this indicator can be used to approximate the level of subprime lending.

Number of conventional refinancing mortgage loan originations by subprime lenders to Hispanic borrowers. "Conventional" refers to a loan not insured by a government program, like FHA or VA.
"Subprime lenders" are those who HUD has identified as specializing in subprime mortgage lending, but they may also do prime lending. While it is not possible to determine from HMDA whether an individual loan is subprime, this indicator can be used to approximate the level of subprime lending.

Number of conventional refinancing mortgage loan originations by subprime lenders to White borrowers. "Conventional" refers to a loan not insured by a government program, like FHA or VA.
"Subprime lenders" are those who HUD has identified as specializing in subprime mortgage lending, but they may also do prime lending. While it is not possible to determine from HMDA whether an individual loan is subprime, this indicator can be used to approximate the level of subprime lending.

Number of conventional refinancing mortgage loan originations by subprime lenders to other Race borrowers. "Conventional" refers to a loan not insured by a government program, like FHA or VA.
"Subprime lenders" are those who HUD has identified as specializing in subprime mortgage lending, but they may also do prime lending. While it is not possible to determine from HMDA whether an individual loan is subprime, this indicator can be used to approximate the level of subprime lending.

Number of conventional refinancing mortgage loan originations by subprime lenders to mixed race borrowers. "Conventional" refers to a loan not insured by a government program, like FHA or VA.
"Subprime lenders" are those who HUD has identified as specializing in subprime mortgage lending, but they may also do prime lending. While it is not possible to determine from HMDA whether an individual loan is subprime, this indicator can be used to approximate the level of subprime lending.

Number of conventional refinancing mortgage loan originations by subprime lenders to borrowers whose race is not provided. "Conventional" refers to a loan not insured by a government program, like FHA or VA.
"Subprime lenders" are those who HUD has identified as specializing in subprime mortgage lending, but they may also do prime lending. While it is not possible to determine from HMDA whether an individual loan is subprime, this indicator can be used to approximate the level of subprime lending.

Number of conventional refinancing mortgage loan originations by subprime lenders to borrowers where race is not applicable. "Conventional" refers to a loan not insured by a government program, like FHA or VA.
"Subprime lenders" are those who HUD has identified as specializing in subprime mortgage lending, but they may also do prime lending. While it is not possible to determine from HMDA whether an individual loan is subprime, this indicator can be used to approximate the level of subprime lending.

Housing units in 2000 included in the HMDA definition of one to four family structures. Includes all owner-occupied units (regardless of structure), renter-occupied units in one to four unit structures, vacant units in one to four unit structures, and all mobile homes/RVs.

Housing units included in the HMDA definition of multifamily structures. Includes renter-occupied units in five or more unit structures and vacant units in five or more unit structures.